Health insurance live transfers
Live Health Insurance Calls, Transferred to Your Agents
Consumers shopping for under-65 health coverage call in from advertising, are screened against your campaign, and connect live to your licensed agents — billed per qualified call, under a maximum bid you set.
From $45 per qualified call · No contract · Prepaid
What you receiveExclusive Calls,
not Shared Leads
Exclusive Inbound Calls
Each call routes to one buyer: yours rings your number, nobody else's.
Screened Before They Ring
State, schedule, and budget checks pass before your team hears it ring.
Live, not a List
A real consumer on the line the moment you answer — no dialing stale leads.
Full Call Records
Source, duration, connected time, and charge, logged on every call.
Your Maximum Bid
You set the maximum price per call from $45 to $300 and change it any time.
Your Pace
Calls per day, budgets, and pause controls keep volume where you want it.
How It WorksFrom Their Dial Tone
to Your Agent
A Shopper Calls in
The consumer responds to health insurance advertising and dials the campaign's tracking number themselves. Nobody is cold-called.
Screened in Milliseconds
Before it rings, the call must match a campaign: licensed state, operating hours, available budget, and a wallet that covers the maximum bid — which is reserved on the spot.
Transferred Live to You
The call rings your receiving number and your agent takes it like any inbound call. Connected time is measured from the moment your team answers.
Billed Under Your Bid
Past the minimum connected time, the call is billable at its actual price — never above your maximum. Short calls, abandons, and misroutes cost nothing.
QualificationA Call Is Qualified When
Every Gate Passes
These checks run on every single call. Fail one, and the call is not billable — simple as that.
- Consumer-initiated: the caller dialed in from health insurance advertising
- Caller located in a state your campaign is licensed for
- Received inside your campaign's operating hours
- Daily and total budgets still open on your campaign
- Wallet balance covers your maximum bid, reserved before connection
- Connected to your team past the minimum connected time
- One buyer per call — never resold or shared
- Anything that fails a check is refused upfront and never billed
Geographic targeting
Only the States You Are Licensed In
Pick your states per campaign and calls route only from there. Add a state when a new license lands, drop one any time — targeting changes apply to future calls instantly, and never touch what you were already charged.
- State checked against the caller before the transfer
- Separate campaigns per state group, schedule, and bid
- Change targeting yourself, any time
Exclusivity · Delivery · BillingTerms in Plain
English
Exclusivity
One Call, One Buyer
A transferred call belongs to your campaign alone. We never route the same call to two buyers or resell it afterwards.
Delivery
Straight to Your Number
Calls ring the receiving number you set — your office line, call center, or agent queue. Change it from your portal.
Delivery
Posted to Your CRM
Every purchased call can post automatically to your own systems through API posting, with retries and full logs.
Billing
Billed by Connected Time
A call becomes billable only after your agent is connected past the minimum time. Short calls cost nothing.
Billing
Never Above Your Bid
You pay the actual price of each call, never above the maximum you set, drawn from your prepaid wallet.
Billing
Disputes with Evidence
Return an invalid call with its record attached. Decisions are logged and valid credits return to your wallet.
FAQLive Transfer Questions,
Answered
Both patterns end the same way: a consumer actively shopping for under-65 health coverage, live on the phone with your agent. Today's marketplace product is inbound calls the consumer initiates; warm agent-to-agent transfers are set up by request.
Yes. A call routes to exactly one buyer's campaign. It is never conferenced to multiple buyers or resold afterwards.
Your agent must be connected past the minimum connected time, and the call must have passed every campaign check before transfer. Short calls, abandons, and misroutes are not billable.
You set a maximum bid from $45 to $300 per qualified call and pay the actual price of each call, never above your maximum. There are no platform or subscription fees.
Live, on the receiving number you set — plus optional automatic posting of every purchased call's record to your CRM or dialer through API posting.
Want to hear what a qualified call sounds like before you commit? Open a free portal, set up a campaign, and our team can walk you through routing, screening, and billing on a short call — no obligation, nothing charged until you fund your wallet.
Get StartedYour Next Client Is Already on the Phone
Set your states, set your bid, and take the next qualified call — no contract and no minimum.