Oracle Leads
Live CallsPlatformCall Quality

Lead Verticals

Health InsuranceUnder-65 calls and data leads in 38 states.→Life InsuranceFinal expense and term life calls in 46 states.→Medicare65+ and turning-65 callers in 32 states.→

Available Now

Under-65 health calls from $45

Set your maximum bid and pay the actual price of each qualified call — never more.

Start Buying Calls
PricingResources
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Self-service call buying platform

Health, Life & Medicare Calls On Demand.

Buy live insurance calls in minutes. No sales calls. No sales reps.

Get StartedSee Pricing →

No subscription · No long-term commitment · Pause any time

Maria G. · Dallas, TX

Inbound call · U65 health · Connected 2m 14s

Qualified
Under 65No MedicareNo MedicaidLicensed state

James T. · Tampa, FL

Inbound call · U65 health · Connected 2m 31s

High intent
Under 65No group planNo MedicareLicensed state

Aisha K. · Phoenix, AZ

Inbound call · U65 health · Connected 1m 44s

Qualified
Under 65No MedicaidOpted inLicensed state

Robert M. · Atlanta, GA

Inbound call · U65 health · Connected 3m 05s

High intent
Under 65No MedicareNo group planLicensed state

Elena R. · Charlotte, NC

Inbound call · U65 health · Connected 3m 21s

Qualified
Under 65No MedicaidNo MedicareOpted in

David L. · Columbus, OH

Inbound call · U65 health · Connected 1m 52s

High intent
Under 65No group planNo MedicaidLicensed state

Priya S. · San Antonio, TX

Inbound call · U65 health · Connected 1m 58s

Qualified
Under 65No MedicareOpted inLicensed state

Kevin W. · Orlando, FL

Inbound call · U65 health · Connected 2m 09s

High intent
Under 65No group planNo MedicareLicensed state

Maria G. · Dallas, TX

Inbound call · U65 health · Connected 2m 14s

Qualified
Under 65No MedicareNo MedicaidLicensed state

James T. · Tampa, FL

Inbound call · U65 health · Connected 2m 31s

High intent
Under 65No group planNo MedicareLicensed state

Aisha K. · Phoenix, AZ

Inbound call · U65 health · Connected 1m 44s

Qualified
Under 65No MedicaidOpted inLicensed state

Robert M. · Atlanta, GA

Inbound call · U65 health · Connected 3m 05s

High intent
Under 65No MedicareNo group planLicensed state

Elena R. · Charlotte, NC

Inbound call · U65 health · Connected 3m 21s

Qualified
Under 65No MedicaidNo MedicareOpted in

David L. · Columbus, OH

Inbound call · U65 health · Connected 1m 52s

High intent
Under 65No group planNo MedicaidLicensed state

Priya S. · San Antonio, TX

Inbound call · U65 health · Connected 1m 58s

Qualified
Under 65No MedicareOpted inLicensed state

Kevin W. · Orlando, FL

Inbound call · U65 health · Connected 2m 09s

High intent
Under 65No group planNo MedicareLicensed state

Illustrative feed with sample data.

Buying calls shouldn't require a sales call

Set Up in 10 Minutes
No Demos or Sales Reps
100% Self-Service
Target Licensed States
Set Your Max Bid
Never Pay Above Your Bid
Full Budget Control
Connected-Time Billing
Pause Anytime
No Contracts or Subscriptions
Pricing

Clean Pricing,
No Platform Fees

Available

Health Insurance

Connect with consumers actively seeking health coverage.

$45 Starting Bid

  • Live inbound calls and data leads
  • 38 states
  • Set your maximum bid
  • Custom call schedules
  • Call tracking
Start Buying Calls

Available

Life Insurance

Connect with consumers seeking life insurance coverage.

$45 Starting Bid

  • Term & Whole Life
  • Final Expense
  • Live inbound calls
  • 46 states
  • Budget controls
Start Buying Calls

Available

Medicare

Connect with consumers making Medicare coverage inquiries.

$58 Starting Bid

  • Live inbound calls
  • 32 states
  • Set your maximum bid
  • State-level targeting
  • Campaign controls
Start Buying Calls

Starting Bid is the lowest maximum bid a new campaign can set. It is a price floor, not a promise of call volume or delivery. You pay the actual price of each qualified call, never above your maximum bid.

How it works

Three Simple Steps.
No Sales Reps.

Create your campaign and add funds in as little as 10 minutes, then start receiving qualified calls once Oracle confirms supply and routing. No demos, no sales reps.

1Set Your Campaign Criteria
TXTexas
FLFlorida
AZArizona
GAGeorgia

Choose your licensed states, hours, and budgets, and set a maximum bid from $45 per call.

2Add Funds to Your Account
Add $500 by card
Balance $500.00

Add funds by card. Your balance is prepaid, so spending never exceeds what you put in.

3Start Receiving Live Calls
100%
75%
50%
25%
0%
MonTueWedThuFriSatSun

Screened callers ring your team live, each charged its actual price, never above your max.

Precision call targeting

Get the Calls You Want.
Filter Out the Rest.

Set your criteria for lead type, product, licensed states, maximum bid, and schedule. Take control of which calls reach your business.

Configure your campaign

0/6Preview
Lead type
Pick a vertical first
States
Maximum bid
—

You pay the actual price of each call, never more than your maximum.

Schedule
Days and hours
to

Your Campaign

Vertical
Product
Lead type
States
Max bid
Schedule

Maximum bid

$—

per qualified call, at most

A preview. Nothing is saved, and no account is needed.

Interactive demonstration. No campaign is created or saved.

Your live call dashboard

Turn on Your Campaign.
Watch the Calls Come In.

Track incoming calls, monitor your spending, and see exactly what you're paying for in real time. Stay in control with the ability to pause or resume your campaign anytime.

Florida Health Calls is live · routing to (813) 555-0100
Oracle LeadsBuyer portal
MWMarcus Webb

Your campaign

Florida Health Calls

Paused
VerticalHealth, under 65
Maximum bid$75.00 per call
StatesFL, GA, TX
HoursMon–Fri, 9–6 ET
Rings(813) 555-0100

Balance

$500.00$379.50

Spent today$0.00
Calls billed today0

Prepaid. Nothing is charged until a caller connects for 90 seconds.

Ready to activate

Your campaign is set up and funded

Turn it on and screened callers start ringing

Start Receiving Calls
Live callsToday

No calls yet

Calls appear here the moment your campaign is on.

TimeCallerLengthOutcomeCharged
9:42(305) 555-0142Miami, FL · 4m 12s4m 12sConnected$62.50
9:47(941) 555-0188Sarasota, FL · 2m 05s2m 05sConnected$58.00
9:51(813) 555-0164Brandon, FL · 0m 18s0m 18sUnder 90s$0.00

The 18-second call was under the 90-second minimum, so it was not billed.

On the line now(727) 555-0119 · St. Petersburg, FL · ringing (813) 555-01000:00
Click Start Receiving Calls
Platform features

Every Call Accounted For.
Every Dollar Under Control.

Set your maximum bid, screen calls before they ring, and manage your spending in real time. Transparent billing, real-time tracking, and full campaign control, all in one place.

Maximum Bid Control

Set your maximum bid from $45 to $300 per call. Adjust anytime and never pay above your limit.

Pre-Ring Call Screening

Only calls matching your targeting criteria, schedule, and budget are routed to your team.

Connected-Time Billing

Only pay when a call connects and meets the minimum duration requirement.

Prepaid Wallet

Add funds, track your balance, and control spending. No invoices or surprise charges.

Real-Time Call Tracking

Monitor incoming calls, review call details, and track exactly what you’re paying for, all from your dashboard.

Pause Anytime

Start, pause, or adjust your campaigns whenever you want. No long-term commitments.

Who we serve

Built for Agents. Ready for Agencies.
Scalable for Call Centers.

From independent agents to high-volume teams, Oracle Leads makes buying live insurance calls simple.

  • Independent Agents

    Connect with consumers actively looking for the insurance products you sell.

  • Insurance Brokers

    Access live calls across different insurance products and markets.

  • Small Agencies

    Keep your agents connected with new insurance shoppers.

  • Multi-State Agencies

    Reach consumers across the states where your agents are licensed.

  • Call Centers

    Route live insurance inquiries directly to your available agents.

  • Independent Agents

    Connect with consumers actively looking for the insurance products you sell.

  • Insurance Brokers

    Access live calls across different insurance products and markets.

  • Small Agencies

    Keep your agents connected with new insurance shoppers.

  • Multi-State Agencies

    Reach consumers across the states where your agents are licensed.

  • Call Centers

    Route live insurance inquiries directly to your available agents.

  • Small Agencies

    Keep your agents connected with new insurance shoppers.

  • Multi-State Agencies

    Reach consumers across the states where your agents are licensed.

  • Call Centers

    Route live insurance inquiries directly to your available agents.

  • Independent Agents

    Connect with consumers actively looking for the insurance products you sell.

  • Insurance Brokers

    Access live calls across different insurance products and markets.

  • Small Agencies

    Keep your agents connected with new insurance shoppers.

  • Multi-State Agencies

    Reach consumers across the states where your agents are licensed.

  • Call Centers

    Route live insurance inquiries directly to your available agents.

  • Independent Agents

    Connect with consumers actively looking for the insurance products you sell.

  • Insurance Brokers

    Access live calls across different insurance products and markets.

FAQ

Questions,
Answered

A call from a consumer responding to health insurance advertising that matches your campaign's states, schedule, and budget, and stays connected past the minimum connected time.

No. Your maximum bid is the most you can pay. Every charge is the actual price of that call, at or below your bid.

Dispute it from your portal with the call record attached. Decisions are logged and valid credits go back to your wallet.

Not for inbound calls. The call marketplace is self-serve and prepaid. Fund what you want and pause whenever you want.

U65 health inbound calls and data leads in 38 states, life insurance inbound calls in 46 states, and Medicare inbound calls in 32 states. Create a campaign and fund it, and it goes live once Oracle confirms supply and routing.

Signup, setup, and funding take minutes. Your campaign goes live once Oracle confirms supply and routing for it, and spending starts only after that.

Still deciding? Open a portal for free and build a campaign before you fund anything. You can see every setting, every rule, and exactly what a call would cost under your maximum — then fund only when you're ready. Questions about volume or contracted pricing go straight to our team.

Resources

Guides for
Smarter Call Buying

Pricing, cost per policy, compliance and enrollment-season planning, written by the team that runs the marketplace.

Agent speaking with a prospective health insurance customer by headset

Enrollment Seasons

ACA Open Enrollment 2027: Dates and a Call Buying Playbook for Agencies

The dates are only the beginning. Here is how an agency should prepare its staff, call routing, buying budget and campaign economics for 2027 enrollment.

October 31, 2026 · 6 min read

Customer support agents working together in modern call center

Enrollment Seasons

Medicare AEP Calls: Dates, Disclosures and a Buying Plan for Agencies

Seven and a half weeks, strict marketing rules and the highest call demand of the year. Here is how to buy for it.

October 31, 2026 · 3 min read

Male call center representative at laptop wearing a headset

Pricing & ROI

How Much Do Health Insurance Live Calls Cost? A 2026 Pricing Guide

The price of a call is set by where it comes from, who it reaches and what has to happen before it bills. Here is how to read it.

October 31, 2026 · 5 min read

View All Guides
Get Started

Your Campaigns, Your Control

No scheduling appointments, no waiting on quotes, and no account managers between you and your calls.

Start Buying CallsContact Sales
Oracle Leads

Live health insurance calls for licensed agencies. Bid, budget, and buy from one portal, with every charge on the record.

Client Login →

Products

  • Live Calls
  • Health Insurance
  • Life Insurance
  • Medicare
  • Pricing

Platform

  • The Platform
  • Call Quality
  • About
  • Contact Sales

Resources

  • All Resources
  • Call Pricing Guide
  • Open Enrollment 2027
  • Medicare AEP Guide
  • Billable Calls Explained

Legal

  • Privacy Policy
  • Terms of Service

Oracle Leads provides lead-generation and call-routing services for insurance professionals. Oracle Leads does not issue insurance policies. Call availability, pricing, and qualification are subject to applicable product and campaign conditions.

© 2026 All rights reserved Oracle Leads

Live health insurance calls for licensed agencies.

Oracle Leads